Electronic Teller possesses many features, chief among which are:

    An attractive user interface to handle bank, credit card, cash, asset, and liability, and investment accounts, which are grouped within what are called portfolios.  The Service Desk is responsible for the manipulation of accounts whereas the Account Book controls the transactions.
    Advanced balance forecasting with "what-if" scenarios:

        * What if a transaction is added on a specific date;
        * What if a transaction is added on a specific date and repeated monthly;
        * What if a transaction is omitted for a specific date; and,
        * What if a postdated transaction is omitted for a specific date and all subsequent dates in the forecasted period.

    The "what-if" scenarios can also optionally update another account's forecast provided that that account's forecast window is also running.
    Blowfish encryption to encrypt all files associated with individual portfolios while these are not in use.
    Multiple-user support to shield accounts from one another -- ideal, also, for single users who manage accounts for various individuals and who require that the accounts of one person never share information or conflict with those of another.
    Persistant transaction links between accounts sharing the same portfolio, or transfers from an account in one portfolio to an account in another portfolio.
    A calculator.
    Reminders, be they fiscal or social, that can be created with a limited or perpetual life span.
    Two configurable cheque printers that will allow users to create their own cheque designs (useful when printing to standard, bank-issued cheques), with multiple cheque-per-page support.
    A wide assortment of reports:  budget, transaction fee, unreconciled  or regular transactions, and summary  reports, to name a few, with a variety of subtotalling  options.
    Budget tracking and graphs.
    Transaction fee (or service charge) tracking.
    Category tracking and graphs.
    Conversion to and from standard QIF-formatted files, with optional, enhanced, Electronic Teller support to ensure little or no loss of data during the conversion process.
    Accelerated imports of QIF, OFX, and CSV files.
    Configurable, comma-delimited (CSV), exports to facilitate imports into databases that support CSV-formatted files.
    International currency support, at both the account and transaction levels.
    Portfolio password protection.
    Moderate WPS integration, such as drag-and-drop and object launching.
    International language support which currently includes French, German, Portuguese, Spanish, UK  and US English.
    Account Book transactions can be sorted chronologically (default), by code, payee, category, or class.
    Amount entry fields can perform simple calculations, e.g. 1.99/2.99= and -1.99+2.99. All mathematical operations ( + - / * ) are supported.

http://home.cybrnet.net/~phcaron/et/etfeat.htm